Buying a home vs. renting is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of homeownership are great. Since the great Depression years, purchasing real estate has been considered an extremely profitable investment. It is an achievement that offers a sense of pride, financial stability and potential tax advantages. Full story »

A currently proposed bill (HR 1876) would correct what many consumers and real estate professionals consider to be a serious flaw in our tax system. It would change the current law that forces individuals to pay an income tax when they have had part of a mortgage loan forgiven or have been forced to foreclose because of their inability to pay their mortgage payments. Full story »

Homebuyers with good credit records have no problem in obtaining a needed mortgage to finance the purchase of a home and at very low rates historically. This may surprise some consumers, after hearing all the bad news about problems plaguing mortgage companies and the lack of availability of certain types of loans stemming from the problem-prone subprime mortgages. Full story »

When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn't have to change is the credit status you've worked so hard to achieve. Full story »

Mortgage Advisor offers hope to today's baby boomer who finds themselves "house-rich, but cash poor." In his new book, "Borrow Smart, Retire Rich," Steve Carrigan shows the average "house rich, cash poor" American how to create wealth by using home equity as an investment tool. Full story »

It was one of Zach Urban's most trying days as a housing counselor: A woman arrived on his doorstep so distraught over the thought of losing her town home he feared she might harm herself. Sherie Zamora sought Urban's help when she temporarily lost her job and couldn't get relief from her mortgage company. Full story »