With all of the turmoil in the real estate market over the past two years, one of the bright spots is that first-time buyers now find that properties are more affordable, and that there are many new loan programs available that allow qualified buyers to obtain financing at great terms with little or no down payment.

Home prices in many areas that were previously out of reach for the average buyer have dropped or leveled off. Financial institutions are now positioned to provide funding at advantageous interest rates.

Home ownership is, once again, an attractive option to renting for many.

Such is the case of a condo in Agoura Hills, recently listed by Laurel den Hoed of Keller Williams Realty. It is offered at $240,000. The one-bedroom, one-bath unit is located in a desirable complex, close to shopping, schools, and transportation.

Although it is an urban setting, the interior of the complex has a parklike feel, with mature trees, grass, and paths that wind between the buildings.

Inside, the condo has been decorated with a contemporary flare. Walls are painted in soft earth tones, complementing wood laminate flooring in the living and dining areas.

The kitchen has been updated with newer appliances, and the bath has travertine floors and newer cabinetry, lighting, and fixtures. A large enclosed patio adds expanded living space. Lower level location affords easy entry.

Within the complex, a community pool, spa and laundry room are conveniently accessible.

Home ownership is a significant part of the American Dream. Owning a home is a durable investment and historically, appreciates over time.

The tax advantages of paying on a mortgage loan are significant, and a substantial benefit versus paying rent. Ultimately, accumulating equity in your home will enable you to move up to a larger home as your housing needs grow.

Now is a great time to consider buying your first home, or purchasing a second home or an investment property. Contact an experienced, professional Realtor in your area to discuss the attractive options open to you.

For more information, call den Hoed at 551-3073.

FOR SALE

28947 Thousand Oaks Blvd., No. 141

Agoura Hills

$240,000

Laurel den Hoed

Keller Williams Realty

Westlake Village

(805) 551-3073