Many times, when we have a death in the immediate family, we are caught totally unaware. I like to make readers of this column aware at least once a year to be prepared for any eventuality. It is always smart to be prepared with the deceased's date and place of birth, along with the Social Security number, and the death certificate.

Conversations should have taken place within the family for the mortuary preference and whether there is to be a church service or memorial service. A choice of minister should have been made, and he or she must be contacted about the contents of the service.

There are many people to be notified about the death. They will probably include the person's employer and close friends. Certainly the executor of the will, if there should be one, and the insurance agent.

There may be out-of-state family, and telephone numbers should be readily available. Perhaps there are children from previous marriages, and they, too, should be made aware of what has happened.

Even if the death is totally unexpected, a trusted friend should be told where important papers are kept. These are some of the records that should be made available: the Social Security card, birth certificate, and the last will and testament. Are there any bank account records, naturalization papers, marriage and driver's licence readily available? What about automobile registration, mortgages and trust deeds? Credit cards and charge accounts should be immediately disabled. Is there a safe deposit box, and is the key available? What about insurance policies, or deeds to real estate? Does the deceased owe any money or is money owed to him or her? Is there stock or securities in the deceased's name? Was there a profit sharing pension at his place of employment?

When death is imminent, it can be pleasing to the person to write his or her obituary. Include mention of schools and organizations the person attended. List honors and accomplishments.

Hopefully, there is someone who can dispose of the person's clothing or special possessions. Perhaps the deceased will want to pass on some special things to people he admires. Is there a pet left behind? In my estimation, the most important thing a dying person can do is to find someone with whom the pet is familiar, and make arrangement for the person to take the pet. I have seen too many animals land in the shelters because prior arrangements have not been made.

We are all going to die. It is so much better for those who are left behind to have knowledge of the deceased's wishes. So be sure that you and those close to you are prepared.

Tips before going on vacation

For those readers who are still planning a vacation this year, a few timely suggestions. Before you leave, visit your doctor, and find out if you are in good enough health to travel. If you are going overseas, be sure you get routine boosters and destination specific vaccinations, as well as recommendations on some drugs to take with you. If you are heading off the beaten track, perhaps to Africa or the Amazon, contact a travel medicine specialist. Contact the International Society of Travel Medicine (www.istm.org). It will put you in touch with someone in your area. Be sure to take an adequate supply of your prescription medicines and a spare pair of glasses. If you have an allergy or serious medical problem, think about wearing an alert bracelet. Also, pack a small first aid kit. Some antibiotic ointment and some anti-diarrheal medication, and some band aids for those blisters. Do not tempt fate by eating raw vegetables or drinking unboiled water, or even using ice cubes. Be sure to wear a comfortable pair of shoes and don't pack too many clothes. Have a good trip.

— Star columnist Margaret Nesbitt welcomes comments and suggestions about subjects of interest to seniors. They can be sent via e-mail to undeg@verizon.net.