This can be a most trying and terrifying time for families; your home is being threatened by fire. Many have put a lot of time and effort into providing and making a home for their families. It is devastating to see it destroyed. Mother Nature is going to do what she does, but there are some things you can do to make a very bad situation not turn completely devastating for your family.

1. If you have the opportunity it is a great comfort to put an in-ground fire proof safe in your garage floor. Due to disaster situations, like a fire, this will enable you to save a few additional items besides those you are able to salvage by taking them with you , if your evacuated.

2.We suggest you put cash into the safe. The reasoning is if a community situation occurs and banks are not accessible after a disaster, you at least have access to some cash. Once the cash is in the safe it should be forgotten; its not petty cash.

3. Have copies of your insurance papers in the safe or take them with you. Make sure you have your Declarations Page and a copy of the actual policy either with you or in the safe. Also, make sure you have your Insurance Agents' phone number.

4. Take pictures of your home inside and outside. Take photos of accessories,

furniture, kitchens and bedrooms. All this should be kept in the safe. If your

home should unfortunately succomb to the disaster, you have at least some documentation to assist you, if you should have to make an insurance claim.

5. Choose strategically the memories you want to preserve. Unfortunately,

you won't be able to save it all. If you have pictures throughout the years that you

treasure have some of them copied and sent to family members, who do not

reside near you...better yet those who live in a different state is even better

6. If you have to leave your home hose down your roof and your home also put on your sprinkler system, it will help keep the ground around your home wet and assist with perhaps keeping the fire at bay somewhat.

7. Put phone numbers and addresses in the safe. If for some reason the family

becomes separated...there will be a starting point for finding loved ones.

8. Our final thought is....Life.....Buildings are replaceable. You are not.....

Drywall, paint, drapes, carpet and a roof can be repaired.

We wish all of you safety during this trying time and to keep in mind to protect your families and if you are one of the fortunate ones...be kind to a neighbor who may not have been so lucky. Anyone affected by disaster knows it changes your life forever. So lets have the score: Disaster 0, the Home team undefeated.

Peace to all from Janene and Margaret.